Friday, April 6, 2007

Kitab Ribuan Hikmat

oh yes, this will be the title of my upcoming book.
old title - Mari Bermain Dengan Nombor

Creating Wealth : Chapter 2

Creating Wealth : Chapter 2

Chapter 2 : Developing a Wealthy Mindset
Many people, because of their programming, assume that wealth is a result of luck, connections, or inheritance.
The last thing that people want to hear is the PLAIN SIMPLE FACT that
The Rich THINK Differently Than The Poor.

tanpa membuang masa, lets get through :

STEP #1 :
Set Realistic Goals and Write Them Down.
A goal that is not written is a wish. A daydream.

STEP#2 :
Visualize Your Goal.
The best time is just before drifting to sleep and just after waking up in the morning.
"Every day in every way I am getting better and better"

STEP#3 :
Affirm Yourself.
A constant flow of positive information about wealth and how to obtain it.
It takes a lot of self-esteem to go aganist the grain.
And if you expect to be successful, you have to dare to be different.

A SIXTY SECOND COMMERCIAL TO ME

DRAYGOURN, YOU'RE GREAT! YOU ARE A UNIQUE, NEW KIND OF PERSON THAT THE WORLD HAS NEVER
BEFORE SEEN AND WILL NEVER SEE THE LIKES OF AGAIN. YOU WERE BORN TO DO GOOD. YOU WERE
BORN TO SUCCEED. YOU WERE BORN TO BLESS OTHER'S LIVES. YOU WERE BORN TO BE GREAT
BECAUSE YOU'VE GOT WHAT IT TAKES TO BE GREAT.

YOU'RE ENTHUSIASTIC.
YOU'RE OPTIMISTIC.
YOU'RE ORGANIZED.
YOU'RE A HARD WORKER.
YOU'RE HAPPY.
YOU'RE MASTER OF YOURSELF.
YOU'RE GOD'S BEST CREATION.
YOU'RE A LEADER.
YOU'RE A BIG THINKER.

AND BLESSED YOU ARE WITH ALL OF THESE TALENTS, THERE ISN'T A THING IN THE WORLD THAT
YOU CAN'T DO. WITH GOD AS YOUR PARTNER YOU WILL NEVER FAIL.

Write you own program and feed it into the computer of your mind.

STEP#4 :
Replace Luck Thinking With Probability Thinking.
Most of us give luck far too much credit.
Just pretend that LUCK DOESN'T EXIST.
Just think of it as a low or high Probability Of Success.
And you can always work on increasing your POS.

If you don't have the right skills you can learn them.
If you're trying hard enough you can try harder.

The better your attitude and the harder you work, The LUCKIER You Get.

STEP#5 :
Take Action.
If we fail to act we fail to succeed.

"I would rather see a crooked furrow than a field unplowed!"

*****************
next chapter preview
*****************
As architect of wealth, we need to lay a solid foundation.

Chapter 3 : A Fool and His Money Are Soon Parted.
THE SEVEN WEALTH PRINCIPLES.

Creating Wealth : Need a Pause

I called my KakLong and she asked me for few of my books. she said she already finished my Retire Rich Retire Young. I'm thinking which one should I let her read, and decided that I want to keep most of my favorites with me [E-myth, Creating Wealth etc], and give her Rich Dad Poor Dad and Cashflow Quadrant.

That mean I have to finish 'squeeze' all the contents of RDPD before letting it go.
and I have to start now since I have no time....not much left...
but I still want to try getting CW:Chapter2 done.

like Robert, I also an Aries. I started things, bu rarely finish it. Poor me...

I'm going back for good next year, to chase my dream career, a teacher.

Gob bless you, and me too. [kena doa orang lain dulu :p]

Thursday, April 5, 2007

Islam Kuat Muslim Kaya

tajuk macam familiar, but we will get to that later.

just a few from Rich Dad's Guide To Affliction. errr... Investing. something that suddenly crossed my Deadmind. [bukak wallet, keluarkan resit yang bernota di belakangnya. damn sejak bila aku buang habit bawak note book ni??]

1. On Insider
"If you can be an insider, why be an outsider?' - lebih kurang kata Rich Dad
-kalau boleh jadi orang dalam, kenapa jadi orang luar? - lebih kurang translationnya.

so I called Abang Man, seorang Orang Dunia yang kejar agama, to get a few advices and reminder and confirmation. antara ayat famousnya ialah,

"Kalau kemungkaran dalam hati orang yang selalu ke masjid masih ada, macam mana dengan kemungkaran dalam hati orang-orang di luar masjid??" - roughly what Abang Man said.
"Kalau amal orang di dalam masjid pun masih tak betul, bagaimana halnya dengan orang2 di luar masjid?" - my own understanding before confirming with Abang Man.

IMO, in this case, insider=kaki masjid, outsider=yang malas ke masjid ler, saper lagi.

kata Rich Dad, jadilah kaki masjid.

dan satu lagi, orang dunia yang kejar agama adalah lebih baik dari orang agama yang kejar dunia. - sumber dari Abang man jugak.

2. On Team
Rich Dad sangat pentingkan team play. Team play adalah permainan orang2 B-I quadrant. That's why they crushed solo players from E-S quadrant.

I just returned from Shin Anjo weekly meeting, and one of them said this to us:
Abu Bakar r.a. used to say
"Lebih baik aku melakukan 100 kesalahan di bawah mesyuarat, daripada melakukan satu kebaikan tanpa mesyuarat"

well, maybe no direct relation but still applied, at least for me.

3. On tak ingat daa...
ni la padahnya tak bawak note pad, semua yang terlintas di fikiran pun hilang begitu saja...

4. On Quadrant
there are 4 quadrant: E-S-B-I, kata Rich Dad

I called Abang Man about another Quadrant, that he called Tarekat. he told me that there are 3 tarekat.

1. tarekat orang kapir [kalau ikut mr khuruj, orang yang quote dari evil western book tu kapiaq. kita dah ada kitab agung, kenapa nak ikut orang lain? saya dah baca kitab al-ghazali dari umur 10 tahun lagi tau! -kata mr khuruj. yes, I hold a grudge against him.]:
-mereka ini percaya bahawa dengan kekayaan dan kekuatan akan memberi mereka kejayaan, dalam urusan dunia mahupun agama mereka, akan bertambah maju dan berkembang.
-kata Abang Man, ini tarekat orang kafir.

2.tarekat syariat.
-mereka ini ialah orang Islam yang semayang, poser, buat haji, keluar tabligh dsb, buat amal dsb, tapi dalam hati mereka ada yakin yang, kalaulah mereka ada kekayaan dan kekuatan harta mahupun negara, tentera, ekonomi dsb, agama akan bertambah maju.
-kata Abang Man, orang kapir tak akan pandang pun mereka ni. Tak ada bezanya dengan tarekat nombor satu tadi.

3.tarekat nabi s.a.w.
-tak perlu kekuatan senjata ataupun ekonomi untuk Islam maju. Nabi ditawarkan harta, pangkat raja, wanita dan sebagainya supaya nabi stop dakwah, tapi nabi kata, letak bulan dan matahari kat tangan aku pun aku takkan stop.
-kata Abang Man, orang kapir dan dunia akan datang menunduk diri pada orang yang ikut tarekat nabi dengan betul. macam para sahabat r.a. telah tunjukkan pada kita yang baca sejarah.

HISTORY REPEATS ITSELF <-- this is important point. ok, ingat balik dah.

3. On Sell

kata rich dad, " If you can't sell, you can't be a successful businessman or entrepreneur"
or, "If you can't sell, don't start a business"

yang aku nak apply di sini ialah
"if you can't do dakwah, you can't be a successful moslem"
or
"if you don't do dakwah, you better stop being a moslem" - maybe a bit hard, but I need to be hard ON ME/myself.

I find a very similarity between selling and dakwah. well, you decide.
after all, OPINION IS THE CHEAPEST COMODITY ON EARTH!"

5. On Leader
kata Rich Dad, "all leaders are speakers" or sth like that,
and "all great leaders are great speakers", or sth similar.

imo, bayan is one kind of public speaking which can improve our skill in speaking to a lot of people at once.

imo, the best business in this world is tabligh business.

and lastly,
on Rich Dad Poor Dad..
err no, on our title this time

Islam Kuat Muslim Kaya
Muslim Kuat Islam Kaya
Muslim Kaya Islam Kuat
Islam Kaya Muslim Kuat

which one is your choice?
this is real life, no right or wrong, at least if you are one of Rich Dad's follower...
for Poor Dad followers, there is always right or wrong, white and black. and solo all the time...
kata Rich Dad, bring your team when exploring grey area.... [refer no.2 On Team]

oh, history does repeat itself. did repeat itself, and will repeat itself.

I believe we started with Islam Kuat before Muslim Kaya, according to my understanding of history. and after Muslim Kaya, Islam Tumbang, is what happened in history, according to me.

despite all this, why I want to be Kaya?

because atm, I am just wasting God's strength in me. God's power in me. I have been mediocre all my life, living frugally, playing it safe, never challenge myself to the maximum, and severely lack in character.

I just want to be wealthy, in mind and in character. and using all God's given ability to the fullest. to be rich is really a petty reason. there is something bigger behind being rich, that is - rich in character, in knowledge, in relationship, in giving it back, in serving more and more and more...

Wednesday, April 4, 2007

Awaken The Warrior Within

Awaken The Warrior Within
and excerpt from Tony Robin's audio book, Awaken The Giant Within

- I am MORE than I am now.

> Concentration of Power <

you believe

You Want More!

Men is to LIVE, not to prepare TO live

Control every minute action.

DECISION – The Father Of ALL Action

DECIDE!

DECIDE!!

DECIDE!!!

DECIDE what MAN are you becoming…?

Stay COMMITTED with Decision.

Don’t make EXCUSES!

It’s Decision, not Condition, that Determine your life.

THIS IS WHAT I AM!!!!

I Will Not Be Denied!

Find a way, or MAKE ONE!

Decision = Cutting all other POSSIBILITIES!

~CLARITY~!

1. What to focus on each moment?

2. What thing MEAN to you?

3. What should I do now?

To TAKE CONTROL over MYSELF

Quality Decision

1. CLEARLY DECIDE

2. TAKE ACTION

3. What works? What don’t?

4. Change Strategy.

The Power Of Commited Decision..

JUST DECIDE!

Make decision OFTEN

Learn from your decision

Unleash your power NOW!

Thursday, March 29, 2007

Creating Wealth : Chapter 1

Chapter 1 finished today :p

Chapter 1
We Were Programmed to Fail from the Moment
We Were Born

Each person taught me something.
I began to notice common threads....patterns.

Josh Billings :
"The trouble with people is not that they don't know,
but that they know so much that just ain't so"
wakaru? pikir, pikir!

We are programmed.
As a consequence, only a small percentage of the millions who try ever
join the ranks of wealthy. How can they?
They are building on a shaky foundation.
/lol

Too often, we hold tightly to our own peanut ideas
for fear that we may lose them...when all the while,
it is this very idea that hold us captive and prevent the freedom we long for.

NINE FALSE ASSUMPTION about WEALTH

[SEMBILAN ORANG SILAP tentang KAYA]

False Assumption #1 :
Having A Job Is Good and Leads Ultimately to Wealth.
A job merely supports the habits we have (like eating)...but it rarely leads to wealth.
"Wealth is when small efforts produce large results.
Poverty is when large efforts produce small results"

The answer is not to work harder, but to work smarter.
A job should be look upon as a temporary inconvenience,
a method of generating cash flow for living expenses

False Assumption #2 :
Saving Your Money Is A Good Investment.
Berapa ramai orang menjadi kaya dengan menyimpan? I rest my case.

It's not the money saved that is important.
It is the discipline required to save it.

False Assumption #3 :
Debt Is Bad - Avoid It Like Plague.
Yes. Avoid borrowing money to buy the "appearance of wealth"[which lose value etc]
You can never become wealthy without going into some form of investment debt.
And probably a lot of it.
You can actually borrow your way to wealth.

False Assumption #4 :
Security Is Good.
Our entire society is obsessed with security.
[social security, job security, seniority bla bla bla..]
But security is only an illusion.

The more you love security the more likely you will avoid risk.
And if you avoid risk, you also avoid opportunity, because
RISK IS THE PRICE YOU PAY FOR OPPORTUNITY.
You can't hate risk and hope for freedom.

There is no such thing as security.
There are only a varying degrees of risk.

False Assumption #5 :
Failure Is Bad.
Failure is part of success. A VERY IMPORTANT PART.
"What people don't realize is that successful people often have more failures than failures do.
But they keep going."

You don't drown by falling in water. You drown by staying there.

Failure can be the best thing that ever happened to you.

False Assumption #6 :
Wealth Is Measured In Material Possessions.
Wealth is not money,
Wealth is thoughts, not things.
Wealth is a state of mind - an attitude.

"Broke is a temporary condition. Poor is a state of mind"

Wealthy mindset makes all possible.

False Assumption #7 :
The Government, My Employer, or Someone Else Is Responsible
for My Financial Well-Being.
Government is not the answer. The answer lies in us.
We alone are responsible for our ultimate financial welfare.

False Assumption #8 :
The Acquiring of Wealth Is a Win/Lose Game.
You don't have to be filthy to be filthy rich.
There is such a thing as creating win/win wealth.

In reality, there is an infinite source of wealth.

False Assumption #9 :
It Takes Money to Make Money.
At least, it doesn't have to be your own money.

*leverage, man. leverage!

next chapter : Developing a Wealthy Mindset

Tuesday, March 27, 2007

Golongan muda muflis kerana kad kredit perlu dibendung

ini olang india ka yang tulis ini celita? ini bahasa gua tak paham wooo

ceh, tengok2 nama melayu yang tulis. buang karan betul.

Oleh Habibah Omar dan Helmi Mohd. Foad

PUTRAJAYA 26 Mac – Datuk Seri Najib Tun Razak berkata, walaupun kes kebankrapan melibatkan penggunaan kad kredit di kalangan golongan muda yang baru memulakan kerjaya masih terkawal namun ia perlu terus dibendung.

Tegas Timbalan Perdana Menteri, kes- kes seumpama itu perlu diberi pe

bla bla bla

Monday, March 26, 2007

Life Must Go On

yeah i did try to get it right. i mean, the spartan thingy [they called it ASCII art]

why try to fix sth you can hardly make it right? why focus on your weaknesses. why waste time on something just to make 'right'.

just continue with what you are strong in.

like mengarut, like this.

Strength and Honor!

This Is SPAAAAAAAAARRTAAAANN!!

MADNESS??

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Sunday, March 25, 2007

Brian Tracy : Time Management

note: currently I'm reading Rich Dad's Guide To Investing, and it is said that the poor measure in money, and the rich measure in time. it is so true it struck me like lightning bolt and chain lightning and frost shock followed by storm strike! oh yeah, Unleashed Rage too....

6 KEY POINT TO EFFECTIVE TIME MANAGEMENT

1 Have CLEAR, SPECIFIC measurables GOALS

2 Develop DETAILED PLANS

3 Make a LIST of Things To Do EVERY DAY

4 Set PRIORITIES on your list

5 Concentrate single-mindedly on one thing at a time,
and FINISH IT!

6 Develop a SENSE OF URGENCY
>don't put it off,
DO IT RIGHT NOW !!